Social Security for Spouses: Current, Divorced, Widowed and Disabled

As a concept, Social Security is fairly simple. In practice, the rules and regulations that govern it can turn an otherwise sharp mind to mush. This is especially true when you add in factors such as two incomes, divorce and widowhood.

With the help of Dorothy Clark, a 40-year veteran of the Social Security administration, here are the answers to questions recently raised by  readers. (NOTE: some questions have been combined)

Read more: Fox Business